Frequently Asked Questions

• What is the difference between Universal Insurance PLC and Universal Insurance Network?

  Universal Insurance Plc. is one of the nation’s largest personal lines insurers. We have been in existence for more than 60 years and have been a consistent force to reckon within the insurance industry in spite of the various transformations over the years. We boast of excellent service delivery based on a highly cerebral board, experienced and professionally tested management leading a dedicated workforce all to ensure near perfect delivery on time and real time. With over N12 billion in assets, we sell eight major lines of insurance, including auto, private property and commercial introduced Universal Insurance Network as a marketing platform and tool to boost the sales of our insurance products. Currently, the only product available on Universal Insurance Network platform is Personal Accident Insurance, more are still loading.

• Where is Universal Insurance office located?

  Universal insurance Plc head office address is at 8, Gbagada Expressway, Anthony, Lagos, Nigeria. You can as well check our branch office address on our website, or click here

• What are the benefits of the product on the platform?

  Currently, we have a Personal Accident Insurance Product available on Universal Insurance Network.
  
  Personal Accident Insurance is a policy you will get when you choose any of the four packages (Bronze Plan, Silver, Gold & Diamond Plan).. Once you choose the package, be rest assured that you are on cover for one year. This means, in any case of an accident leading to bodily injury, domestic accident or road accident, even an accident that may lead to death or permanent disability, Universal Insurance Plc got you covered.
  
  Accidents include; Motor accidents, Motorcycle accidents, Air Mishap, Rail accidents, Domestic accidents, Armed robbery attacks, and Accidental discharge by any arm of security agents.

• How can I request for claim?

  In case of an accident, kindly reach us on our website. You can as well click on the Request for Claim, see the footer page on this site, or click here

• What are the claim requirements?

  The claim requirement is as follows;
  1. Personal Accident ( Injury Cases/Permanent Disability): Notification of claim within 24hrs Duly completed claim form Medical report Photograph of the insured showing the bodily injured part
  
  2. Personal Accident (Death Cases): Notification of claim Duly completed claim form Police Report Medical Bill Medical Report Death certificate Certificate of cause of death Photograph of the dead lying in state.

• Can I have more than one policy?

  The answer is yes.

• What's the duration of the cover?

  The duration of the insurance cover is one year after which you are required to renew your insurance policy.

• How to share my link?

  Login to your dashboard, click refer and earn to access your referral link. You can share it to social media, simply by clicking the social media icons provided.